You sign up for Medicare Part A and Part B through Social Security, while other parts and plans are purchased through private insurance carriers.
If you have other creditable coverage, such as large employer insurance, you may be able to delay Medicare past 65 without penalty.
Most people enroll in Medicare during their 7-month Initial Enrollment period, which takes place around their 65th birthday.
Covers your medically needed services and supplies as well as anything to help with preventive treatments.
Covers Things Like:
Use the link below to sign up for Medicare today!
You can enroll in an MA plan with a $0 premium. Most advantage plans also over more benefits like an included Prescription Drug Plan, and a DVH plan. But be aware of the networking restrictions and the out-of-pocket premiums.
Part D helps seniors get their medications from pharmacies for a lower price. Make sure to get your PDP even if you aren't on many medications to avoid a penalty for enrolling in the future. The stand-alone PDP comes in handy when enrolling in a Medicare supplement because it is not included like in a Medicare Advantage plan.
Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private health insurance company to help pay your share of out-of-pocket costs in Medicare. There will be a monthly premium but little out of pocket expenses, and no network restrictions.